Insurance Products

We are your local insurance agent.
Products offered to help protect your agency.

Our Services

Errors & Omissions

Insurance to protect you and your team from wrongful acts, mistakes, and negligent acts.

Our Services


Insurance that protects your agency with a combination of coverages from data breaches and other cyber security issues.

Our Services

Employment Practices Liability

Provides coverage to employers against claims made by their employees for discrimination, wrongful termination, and much more.

Meet Our Team

Erin Dey
Agency Principal

Erin Dey

Sherry Ihling
Director of Operations & Development

Sherry Ihling

Courtney Conley
Account Manager

Courtney Conley

Account Manager

Kelsey Martin

Account Manager

Becky Allen

Administrative Assistant

Tracy John

Customer FAQ

Get answers for frequently asked questions

  • 01. Do the carriers offer any credits to reduce my E&O premium?

    Yes, there are a variety of credits available depending on the insurance carrier. Please contact us for a more detailed analysis.

  • 02. Are all E&O markets the same?

    No, all markets are not the same. Here are a few questions to consider when comparing markets: Does the carrier offer first dollar defense? Do they offer defense inside or outside the limits? Do they cover temporary employees or 1099 ...

  • 03. What markets or carriers do you represent?

    We represent Utica Mutual, Liberty Mutual, Arch Insurance, USLI, Scottsdale, Admiral, Landmark and Lloyd’s of London. Please contact us and we will find a market that fits your needs.


What our customers say about working with us

Don Nowka

Traverse City, MI

“I have known Erin for many years. I have worked with her from a professional standpoint for most of those years. She is trustworthy, reliable, honest, knowledgeable, and just a breath of fresh air every time I have the pleasure of communicating with her. When she informed me that she was going to be our agent for errors & omissions coverage, I was so excited. I know with Erin handling my insurance, I am in excellent hands. Peace of mind is all we have to sell in our business. With Erin, I have that peace of mind.”

Scott Shappee

Monroe, MI

“I’ve been lucky to have a working relationship with Erin and Agency Insurance & Financial Services for many years and there is no one I would trust more to protect my agency. Erin and her team provide excellent, professional, responsive service. They have full knowledge of the marketplace and continue to advise me on what policy coverages we need to protect ourselves. I am grateful to have them on my side!”

Dominic Giancola

Shelby Township, MI

“We have been working with AIFS for a number of years now. The staff is always very helpful in advising us on the various aspects of our E&O policy and marketplace trends. We greatly value the prevention training that they offer as well!”


We are pleased to work with these partners